Sunday, January 6, 2008


I always thought that to retire was just to quit working, have a retirement party and go on with you life. WELLLLLL, it's not that simple. Let me tell you, there's more work to retirement than working 8 hours a day on your job. Actually that is a exaggeration, but preparing for retirement is definitely NOT easy. First I had to apply for my benefits, then apply for Medicare Part A, then later on, it's applying for Part B, then C and D whatever they are. I understand that Part A or B will be $95 or something like that a month. Then I have to get busy and find a dentist that will take Medicare; figure out whether or not I want to pay to keep the life insurance that is currently paid for by the company at which I work.

I thought I was well into the process and was on my way to find the light at the end of this tunnel, however, someone informed me last week that I'm not halfway through yet. I had figured out my monthly benefits and decided that it wasn't going to be too bad. I would be able to make ends meet and perhaps have a little bit left over. WRONG! By the time I pay for health insurance, life insurance (which I already have with another company), dental insurance and whatever else I find out that will add to my monthly expenses (property taxes, regular taxes) WILL I HAVE ANY MONEY LEFT TO BASICALLY LIVE ON! It looks like I am going to have to join many others who have gotten part-time jobs to make it. I pray to God that this will not happen to me because I always dreamed that my retirement will consist of visiting grandchildren whenever I want for as long as I want. Shhhhh! Don't tell my children, I do not want them to know that they may have to put up with mama for perhaps more than a week or two. Ha, ha, Isn't that great? You all pray for me out there that at least I will completely finish the retirement preparation so I may be able to live my life without complications. Can I get an Amen?


Heather said...

Amen, sista, Amen!

I'm so sorry that you are having such difficulties. It's sad that this great country of ours can't help us more.

We work so hard for so many years, and in the end, we see very little of Social Security they take from us.

Think of it this way, by the time I'm able to retire, there won't be any SS left.

I'll most certainly keep you in my prayers. I know God will help you and walk with you each step of the way. *HUGS*

Heather said...

By the way, this is OriconAilin. (I have two accounts...and I've been posting under my "heather" account lately.)